Under most long-term care policies, you are eligible for benefits when you can’t do at least 2 out of six “Activities of daily living”, called ADLs on your own or suffer from Dementia or other cognitive impairment.
Many policyholders delay utilizing benefits for many reasons: fear of the unknown, wanting to maintain control over their lives, concern for losing their independence, or appearing needy or weak.
EVERYONE ages and needs some assistance. Individuals who require long-term care are generally NOT sick in the traditional sense, but instead are unable to perform the basic ADLs without support.
When a loved one needs support at home to continue to live independently, long-term care insurance can be a big help in making that care more affordable.
If you know your loved one has long-term care insurance and is struggling with ADLs – encourage them to utilize their policy benefits as there is no refund of premiums to the family if benefits are not utilized.
To better serve clients with long-term care insurance, we accept a wide variety of policies including:
- American Pioneer
- Banker’s Life
- Conseco (SHIO)
- John Hancock
- Guarantee Trust
- Kanawha
- Metlife
- Penn Treaty
- Transamerica
- UNUM
- Washington National
The Certified Nursing Assistants (CNAs) and Home Health Aides (HHAs) referred by Granny NANNIES are understanding and specialize in providing companionship, mobility assistance, and transportation services that keep seniors independent. They can also help relieve daily stress and keep our loved ones active and social. We carefully screen CNAs and HHAs for not only the essential legal requirements but also the kindness and compassion needed to care for others. Founded in 1990, Granny NANNIES offers services that can be personalized to meet the requirements of any individual, regardless of age or need. Available 24 hours a day, 7 days a week, we provide quality, trustworthy, reliable, and affordable in-home care. For more information on how we can help you, call 800-316-2669 or visit our website at www.grannynannies.com